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Real Estate Glossary
401(k)/403 (b) loan
acceleration clause
adjustable rate mortgage
amortization
amortization schedule
annual percentage rate (APR)
appraisal
appraised value
appraiser
appreciation
assessed value
assessment
assessor
asset
assumable mortgage
bankruptcy
biweekly mortgage
broker
buydown
cap
Certificate of Reasonable Value (CRV)
clear title
closing
closing costs
commission
common areas
comparable sales
condominium
contingency
conventional mortgage
cost of funds index (COFI)
credit history
credit report
debt
deed
default
delinquency
deposit
depreciation
discount points
down payment
earnest money deposit
easement
equity
escrow
escrow account
estate
exclusive listing
executor
FHA mortgage
flood insurance
foreclosure
grantee
grantor
hazard insurance
home equity line of credit
home inspection
homeowner's association
homeowner's insurance
HUD-1 settlement statement
joint tenancy
judgment
laon-to-value (LTV)
lease
legal description
lender
liabilities
lien
line of credit
lock-in
lock-in period
mortgage
mortgage broker
mortgage insurance
mortgage insurance premium (MIP)
note
origination fee
PITI
planned unit development (PUD)
point
power of attorney
pre-approval
pre-qualification
prepayment
prepayment penalty
principal
principal, interest, taxes and insurance (PITI)
promissory note
qualying ratios
rate lock
Real Estate Settlement Procedures Act (RESPA)
Realtor®
right of first refusal
second mortgage
title
title insurance
transfer tax
Truth-in-Lending
VA mortgage
vested
Veterans Administration (VA)
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